Our client is a UK national residing overseas, with income derived from international business interests and diversified investment portfolios held across multiple jurisdictions.
The challenge was that cross-border income, foreign currency earnings, and overseas tax documentation placed the application outside standard retail lending criteria. Currency exposure and jurisdictional complexity required specialist structuring.
Million Plus Private Finance structured a comprehensive private bank mortgage referral, coordinating overseas income documentation, foreign tax returns, and multi-currency asset statements. The case was positioned to an international private bank with experience in UK property lending for globally mobile clients.
The outcome was a £4.5 million private bank mortgage arranged for the purchase of a UK prime property. The tailored structure accommodated international income streams, offered flexible repayment options, and enabled a smooth, discreet completion despite cross-border complexity.
