Loan-to-value ratios for this multi-asset facility were assessed based on the mix of underlying digital assets, approved custody structures, jurisdiction, and market conditions at the time of execution. Conservative collateral buffers and monitoring arrangements were implemented to manage volatility across multiple cryptocurrencies, with terms structured to align with the client’s acquisition timeline and wider financial strategy.
Our client, a tech entrepreneur, sought to leverage cryptocurrency holdings to acquire a minority stake in an international business. The requirement was for a structured lending solution that accounted for multiple digital assets and variable income streams.
Million Plus Private Finance presented the client’s full financial profile to specialist lenders experienced in crypto-backed lending. We structured a multi-asset facility using Bitcoin, Ethereum, and select stablecoins as collateral, with a flexible hybrid repayment schedule. The loan was designed to minimise disruption to the client’s liquidity while providing immediate capital for the acquisition.
Our team coordinated legal agreements, custody verification, and cross-border compliance checks to deliver a seamless execution. The client successfully completed the acquisition, aligned the facility with their wider financial and corporate structuring strategy, and retained full ownership of cryptocurrency holdings.
This bespoke structure highlighted how digital assets can be leveraged efficiently for strategic business purposes, balancing liquidity, risk management, and long-term wealth strategy.
