Our client, a high-net-worth property investor, required a £3.1 million mortgage facility to refinance multiple UK properties, including both prime London and regional assets. The objective was to release equity and simplify existing borrowing arrangements.
Existing mortgages were fragmented across several lenders, resulting in restrictive terms and administrative complexity. Conventional refinancing routes failed to consider the client’s overall net worth and cross-property asset backing.
Million Plus Private Finance consolidated the client’s full financial profile, including updated property valuations, rental income, and investment assets. By approaching a private bank experienced in portfolio refinancing, the client’s borrowing was assessed across the portfolio rather than on a property-by-property basis.
The refinancing was structured into a single facility, releasing equity, improving cashflow, and providing greater flexibility in line with the client’s wider investment and wealth strategy.
