Our client, a high-net-worth investor with a substantial Bitcoin portfolio, required a mortgage to acquire a high-value residential property in London. Conventional lenders were hesitant due to cryptocurrency collateral and cross-border assets.
Million Plus Private Finance conducted a thorough review of the client’s digital assets, including Bitcoin, Ethereum, and stablecoins, alongside traditional investments and international income. We structured a bespoke crypto mortgage up to 70% LTV with an interest-only repayment schedule, aligned with the client’s cashflow projections and long term investment strategy.
The team coordinated valuations, legal documentation, and custody confirmations, ensuring compliance with private bank requirements. The mortgage provided immediate liquidity for the property purchase while preserving cryptocurrency holdings, allowing the client to acquire a prime London residence without disrupting their investment portfolio.
