Our client was a senior executive holding a meaningful equity position in a late-stage technology company preparing for a potential public listing. The shares were subject to transfer restrictions and lock-up provisions, and the client’s income profile did not reflect the underlying value of the holding, limiting access to conventional credit.
Million Plus Private Finance assessed the share class, funding history, valuation support, and expected pathway to liquidity. Engagement was undertaken with lenders familiar with pre IPO equity, resulting in a tailored share-backed facility with a repayment profile aligned to the anticipated listing timetable. Independent valuation input, legal opinions, and shareholder documentation were coordinated, allowing the client to access liquidity while retaining full economic exposure to the equity.
