A tech entrepreneur approached Million Plus Private Finance requiring fast access to liquidity for a luxury property acquisition in London. Most of their net worth was held in a diversified investment portfolio that included global equities, corporate bonds, and structured products held across two private banks in different jurisdictions. Selling assets would have triggered capital gains events and disrupted long-term market strategy. A fast, discreet lending solution was essential.
Million Plus Private Finance reviewed the client’s full financial position, identifying transferable securities suitable as collateral without impacting existing leverage or investment mandates. We prepared a lender submission showcasing the client’s strong liquidity profile, multiple income streams, and stable long-term asset allocation. Negotiations were required to secure lender comfort around the structured product portion, where valuation access is typically more restrictive.
We successfully arranged a £12m Lombard loan on an interest-only basis, with an initial term of three years and optional extension. Multi-currency drawdown flexibility was included to match future international investment plans. Legal documentation and custodial requirements were coordinated efficiently, enabling funds to be released within three weeks of engagement.
The client secured the London property without asset liquidation, maintained long-term investment exposure, and benefitted from highly competitive pricing supported by a bespoke covenant structure tailored to portfolio composition.
