Client: Private Landlord | Greater London
Our client held a portfolio of residential investment properties across London, accumulated through multiple acquisitions over time. Existing borrowing was fragmented across individual properties, limiting flexibility and increasing administrative complexity.
Million Plus Private Finance reviewed the portfolio holistically, assessing aggregate value, rental income, and long-term performance. We structured a single portfolio-level facility positioned with private banks experienced in high-value residential portfolios. Interest-only and hybrid repayment options were included to align cashflow with portfolio management objectives.
A £12.0 million property portfolio facility was arranged, consolidating borrowing into a single structure. The facility improved liquidity management, reduced structural complexity, and aligned the portfolio with the client’s broader balance-sheet objectives.
