Our client, a high-net-worth entrepreneur, sought to finance a UK investment property using Ethereum as collateral. The property was a multi-unit residential building intended for rental income, and traditional lenders were cautious due to crypto volatility and non-standard income sources.
Million Plus Private Finance presented the client’s complete financial profile to specialist lenders, including Ethereum holdings, multi-currency assets, and business income streams. We structured a bespoke crypto mortgage facility with a hybrid repayment structure, combining interest-only payments with partial principal reduction to preserve liquidity while ensuring compliance with lender risk frameworks.
By managing valuations, custody verification, and cross-border regulatory considerations, our client was able to secure the mortgage swiftly and discreetly. The facility allowed immediate acquisition and rental income generation while maintaining long-term control over Ethereum assets.
